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Opt-outs in Citi class action are a sign of the times

12/13/2012 COMMENTS (0)

By Nate Raymond 

After more than five years litigating a major securities class action, you'd think a lawyer would be offended when investors begin opting out of the settlement he cut.

Not Ira Press, the Kirby McInerney lawyer who took the lead in a $590 million settlement with Citigroup Inc now awaiting final court approval. On Wednesday, European fund manager Swisscanto Asset Management AG filed a lawsuit accusing Citi of misrepresenting its financial condition from 2006 to 2009, after opting out of the Citi class action over the same allegations on Dec. 6. "I don't take it personally," Press said.

The reality, he said, is that opt-outs have become a regular fixture in any big securities class action, including the one against Citi. "Opt-outs are certainly more prevalent now than they were 10 years ago, there's no question," Press said. "You always had to allow for the possibility of opt-outs, and now it's far from just a possibility."

In total, 134 investors besides Swisscanto -- including the state of New Jersey and the Pennsylvania school employee pension fund -- opted out of the Citi settlement by the Dec. 6 deadline. Several investors, such as International Fund Management S.A. and Stitching Pensioenfonds ABP, had filed individual cases against Citi as early as 2010.

Swisscanto didn't say in its lawsuit why it decided to go it alone rather than take the settlement money, and its lawyer, Stuart Grant of Grant & Eisenhofer, didn't respond to requests for comment. But at a conference Tuesday hosted by the New York City Bar Association, Max Berger of Bernstein Litowitz Berger & Grossmann said investors routinely opt out if they're not happy with how much they'd earn on a settlement.

Generally speaking, "the recovery for them is significantly greater than the recovery they would have gotten in a class action," Berger said.

Many of the opt-out settlements are confidential, although a few are public. In 2005, a group of institutional investors in WorldCom Inc represented by Lerach Coughlin Stoia Geller Rudman & Robbinsopted out of a $6.1 billion class action settlement arising out of that company's collapse and reached a $651 million settlement with WorldCom's banks. A group of Tyco International investors represented by Bernstein Litowitz, meanwhile, recovered $105 million outside of a $3.2 billion class action settlement. Blair Nicholas, the lead lawyer for the Tyco opt-outs, said the recovery was eight times what they would have netted in the class action.

No wonder more opt-out cases are being filed. In November, a dozen institutional investors represented by Bernstein Litowitz -- including California Public Employees' Retirement System, the Teacher Retirement System of Texas and the Montana Board of Investments -- opted out of a long-running securities class action against Pfizer and filed their own lawsuit alleging Pfizer misled shareholders about the safety of the drugs Celebrex and Bextra.

Still, going it alone isn't without risks, Berger warned. "You have to be prepared to pretty much open your kimono and be open to full discovery, depositions, document discovery," he said. "The risks in that litigation have to be matched with the potential recovery." Berger said he recommends opting out only if the losses are substantial enough to grab the defendants' attention.

For defendants, the risk of not being able to buy global peace is top-of-mind. Since the Private Securities Reform Act of 1995, the number of settlements with so called "blow-up" provisions that would permit the deals to be invalidated if there are too many opt-outs has shown a general, though uneven, trend upward, according to NERA Economic Consulting. By the first half of 2012 they'd reached 40 percent, compared with 21.4 percent in 2007.

In the Citi case, Press said, he isn't worried about his settlement being affected by the opt-outs. The plaintiffs filed papers seeking final approval of the accord Friday, after the opt-out deadline passed. "We believe the number of opt-outs relative to size of the class represents to us an endorsement of the settlement by the class as a whole," he said.

Shannon Bell, a spokeswoman for Citi, said the bank believed Swisscanto's lawsuit "is without merit and will defend against it vigorously." Citi is represented by Paul, Weiss, Rifkind, Wharton & Garrison.

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